SwipeYield Review
A top-of-the-line super-premium card offering expansive travel perks and industry-high reward yields on online spending.
Super-PremiumTravelUnlimited LoungeShopping
YES Bank Marquee Credit Card
By Yes Bank
4.8SwipeYield Rating
Joining Fee₹9,999 + GST
Annual Fee₹4,999 + GST
Fee Waiver:
Annual fee waived on spends exceeding ₹10 Lakh
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Reward TypeReward Points
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NetworkMastercard, Visa
Rewards
Base
2.25% (18 Points per ₹200 on offline spends; 1 Point = ₹0.25)
Accelerated
4.50% (36 Points per ₹200) on online spends; 60,000 pts welcome bonus
Lounge Access
Unlimited Domestic and International access for Primary and Add-on; 8 Guest visits/year
Pros
- Rare unlimited lounge access
- High rewards on online shopping
- Includes typically excluded categories
Cons
- Very high joining fee
- Steep spend hurdle for annual fee waiver
Eligibility
- High income (typically ₹3L+ per month)
- Age 21-65
- Elite credit status