SwipeYield Review
A premium lifestyle card offering movie benefits, lounge access, and a diversified reward structure
LifestyleTravelPremiumAll Cards
SBI Elite
By SBI Card
4.0SwipeYield Rating
Joining Fee₹4,999 + GST
Annual Fee₹4,999 + GST
Fee Waiver:
Above 10L
🎁
Reward TypeReward Points
🌐
NetworkVisa, Mastercard, RuPay, Amex
Rewards
Base
0.5%
Accelerated
2.5% (5X Reward Points) on dining, grocery, and departmental stores
Lounge Access
2 complimentary domestic lounge visits per quarter; 6 complimentary international lounge visits per year via Priority Pass
Pros
- Extensive network availability including Amex and RuPay
- Robust milestone rewards up to 50,000 points
- Lowest forex markup of 1.99%
Cons
- Low base reward rate
- High spend required for fee waiver
- High monthly maintenance for reward value
Eligibility
- Age 21–70
- Available to salaried and self-employed with stable income