SwipeYield Review
It is a unique "2-in-1" financial product that functions as both a RuPay credit card and a digital savings account.
Lifetime FreeCashbackAll CardsTop Pick
Roarbank by Unity SFB
By UNITY Small Finance Bank
3.8SwipeYield Rating
Joining FeeLifetime Free
Annual FeeLifetime Free
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Reward TypeCashback
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NetworkRuPay
Rewards
Base
20% on selected two categories monthly
Lounge Access
ā
No lounge access with this card
Pros
- You can choose two categories every month (from options like Groceries, Fuel, Restaurants, or Movies) to earn up to 20% cashback.
- 62-Day Interest-Free Period
Cons
- Payment is first deducted from savings account, then from cc limit
- The 20% cashback is capped at ā¹1250 per month.
Eligibility
- 21 to 60 years (though some "New-to-Credit" approvals start at 18)
- You must open a Unity SFB Savings Account through the Roarbank app to get the card.