SwipeYield Review
A straightforward household savings card targeting digital entertainment and physical fuel expenditures
CashbackGroceryFuelAll Cards
Kotak Cashback+
By Kotak Mahindra Bank
3.5SwipeYield Rating
Joining Fee₹750 + GST
Annual Fee₹750 + GST
Fee Waiver:
Above 2L
🎁
Reward TypeReward Points
🌐
NetworkVisa, RuPay
Rewards
Base
0.5%
Accelerated
5%
Lounge Access
✕
No lounge access with this card
Pros
- High 3% cashback on fuel (rare for cashback cards)
- Covers OTT and gaming in entertainment
- Direct 1:1 redemption
Cons
- Combined monthly capping of ₹500 on 5% and 3% categories
- Low base reward rate for its fee tier
Eligibility
- Minimum age 18; Available to salaried and self-employed individuals