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Kiwi RuPay

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SwipeYield Review

It’s a virtual RuPay card (also known as Klick) that offers a decent 1.5% cashback on UPI Scan and Pay

Lifetime FreeCashbackAll CardsGrocery

Kiwi RuPay

By Yes Bank

4.0
SwipeYield Rating
Joining FeeLifetime Free
Annual FeeLifetime Free
🎁
Reward TypeCashback
🌐
NetworkRuPay

Rewards

Base

1.5% cashback on UPI Scans, 0.5% cashback on online payments

Accelerated

2% Cashback on UPI Scans, 5% Cashback on over INR 1.5L Spend

Lounge Access

Complimentary lounge benefits with Kiwi Neon Membership

Pros

  • No physical card is issued; it is managed entirely through the Kiwi or YES Bank apps.
  • Rewards can be maximised using Kiwi Neon Membership
  • 2 RP on every INR 200 spent on all non-UPI transactions

Cons

  • Rewards on utility spends are capped at ₹150 per statement cycle.

Eligibility

  • Existing YES BANK Credit Cardholders are not eligible for this card.
  • Age: 21 to 60 years old.
  • Employment: Both salaried employees and self-employed individuals can apply.