SwipeYield Review
A mid-tier premium card focusing on domestic travel, dining, and movie rewards.
LifestyleTravelLifetime Free
IDFC FIRST Select Credit Card
By IDFC FIRST Bank
4.2SwipeYield Rating
Joining FeeLifetime Free
Annual FeeLifetime Free
Fee Waiver:
Not Applicable (Lifetime Free)
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Reward TypeReward Points
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NetworkVisa
Rewards
Base
0.5% (3 points per ā¹150)
Accelerated
1.66% (10 points per ā¹150) on monthly spends above ā¹20,000 and on birthdays
Lounge Access
4 complimentary domestic lounge visits per quarter on spending ā¹20,000 in the previous month
Pros
- Lifetime free
- Buy-one-get-one movie offers up to ā¹250
- High insurance coverage
Cons
- 1.99% forex markup (higher than Wealth tier)
- High spend threshold for lounge activation
Eligibility
- Minimum monthly income of ā¹1 Lakh
- Age 21-65