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ICICI Bank HPCL Super Saver Credit Card

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SwipeYield Review

A specialized card for optimizing fuel and utility expenses through a high reward-to-fee ratio.

FuelUtilityShopping

ICICI Bank HPCL Super Saver Credit Card

By ICICI Bank

3.8
SwipeYield Rating
Joining Fee₹500 + GST
Annual Fee₹500 + GST
Fee Waiver:

Waived on annual spending of ₹1.5 Lakhs

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Reward TypeReward Points
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NetworkVisa, RuPay, Mastercard

Rewards

Base

0.5% (2 points per ₹100 on other spends)

Accelerated

5% back on fuel (4% as points + 1% surcharge waiver) at HPCL outlets; 5% back on groceries/utilities

Lounge Access

1 domestic lounge access per quarter on spending ₹35,000 to ₹75,000 (varies by network)

Pros

  • High value back on fuel
  • Complimentary roadside assistance
  • Low annual fee

Cons

  • Restricted to HPCL network
  • Monthly caps on fuel rewards
  • Lounge access is spend-dependent

Eligibility

  • Minimum monthly income of ₹20,000
  • Age 21-65