SwipeYield Review
An ultra-premium metal card offering top-tier travel and lifestyle privileges for elite spenders.
Super-PremiumTravelLifestyle
ICICI Bank Emeralde Private Metal Credit Card
By ICICI Bank
4.8SwipeYield Rating
Joining Fee₹12,500 + GST
Annual Fee₹12,500 + GST
Fee Waiver:
Annual fee waived on spending ₹15 Lakhs in the previous anniversary year
🎁
Reward TypeReward Points
🌐
NetworkVisa, Mastercard
Rewards
Base
3% (6 points per ₹200 spent on retail transactions)
Accelerated
N/A (Standard high rate on all eligible spends)
Lounge Access
Unlimited complimentary domestic and international airport lounge access for primary and add-on cardholders
Pros
- Unlimited lounge access
- Low 2% forex markup
- No cancellation charges on travel
Cons
- High annual fee
- Rewards excluded for fuel, rent, and government spends
Eligibility
- High income (typically ₹3 Lakhs+ monthly)
- Strong existing bank relationship