SwipeYield Review
A premium, travel-centric card offering flexible global mile transfers and instant mobile-based redemption
TravelLifestylePremiumAll Cards
HSBC Travel One
By HSBC
4.2SwipeYield Rating
Joining Fee₹4,999 + GST
Annual Fee₹4,999 + GST
Fee Waiver:
Above 8L
🎁
Reward TypeReward Points
🌐
NetworkMastercard, Visa
Rewards
Base
2%
Accelerated
4%
Lounge Access
6 complimentary domestic lounge visits and 4 complimentary international lounge visits per year
Pros
- Instant redemption to a wide range of global partners
- Comprehensive airport transfer services
- High return on travel and forex spends
Cons
- High forex markup fee of 3.5%
- Reward utility is heavily skewed toward travel-only redemptions
- High spend requirement for fee waiver
Eligibility
- Minimum age 21
- Available to salaried and self-employed individuals with high credit scores