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HDFC Swiggy BLCK
By HDFC Bank
4.5Editorial Rating
Joining Fee₹1,000 + GST
Annual Fee₹1,000 + GSTWaiver: Above 2L
Reward TypeCashback
NetworkMastercard
⭐️
Base Reward Rate
1%
⚡
Accelerated Reward Rate
10%
Editorial Review
The premium variant of the Swiggy card, doubling the cashback rate for top-tier platform users
Pros
Industry-leading 10% cashback on Swiggy ecosystem
Joining fee waiver option
Premium golf access
Cons
Lack of lounge access for a ₹1,000 fee card
Higher monthly cashback caps can still be hit by power users
High income eligibility
Eligibility Criteria
Net monthly income >₹1 Lakh for salaried
Annual ITR >₹12 Lakh for self-employed