PremiumTravelLifestyleAll Cards
HDFC Diners Black
By HDFC Bank
4.8Editorial Rating
Joining Fee₹10,000 + GST
Annual Fee₹10,000 + GSTWaiver: Above 8L
Reward TypeRewardPoints
NetworkDinersClub
⭐️
Base Reward Rate
3.33%
⚡
Accelerated Reward Rate
Up to 10X Reward Points via HDFC SmartBuy portal; 2X rewards on weekend dining
Editorial Review
A super-premium multi-purpose card offering maximum value across travel, dining, and lifestyle rewards
Pros
High 3.33% base reward rate
Unlimited global lounge access
1:1 airmile conversion
Cons
Lower merchant acceptance compared to Visa/Mastercard
High monthly reward capping (75,000 points)
High eligibility threshold
🛋️ Lounge Access
Unlimited domestic and international airport lounge access for primary and add-on cardholders
Eligibility Criteria
Salaried: Net Monthly Income >₹2.5 Lakh
Self-employed: Annual ITR >₹30 Lakh