SwipeYield Review
A premium travel card focused on air mile accumulation and luxury travel benefits for frequent flyers.
TravelAir MilesPremium
Equitas Power Miles Credit Card
By Equitas Small Finance Bank
4.3SwipeYield Rating
Joining Fee₹5,000 + GST
Annual Fee₹5,000 + GST
Fee Waiver:
Annual fee waived on spends of ₹4.8 Lakh in the previous year
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Reward TypeMiles
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NetworkVisa, Mastercard
Rewards
Base
1.50% (3 Points per ₹100; 1 Point = ₹0.50)
Accelerated
4.50% (9 Points per ₹100) on international spends
Lounge Access
8 domestic visits and 4 international visits per year (via Priority Pass)
Pros
- Strong 1:1 air miles transfer ratio
- High international reward rate
- Complimentary luxury hotel memberships
Cons
- High annual fee
- Rewards are optimized only for travel redemptions
Eligibility
- High-income individuals
- Age 21+
- Strong credit history