SwipeYield Review
A high-reward lifestyle card focusing on dining, travel, and international savings with premium perks
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BOBCARD ETERNA
By BoB Card
4.3SwipeYield Rating
Joining Fee₹2,499 + GST
Annual Fee₹2,499 + GST
Fee Waiver:
Above 2.5L
🎁
Reward TypeReward Points
🌐
NetworkMastercard
Rewards
Base
0.75%
Accelerated
3.75%
Lounge Access
Unlimited complimentary domestic airport lounge access subject to ₹40,000 spend in the preceding quarter
Pros
- High 3.75% value-back on key lifestyle categories
- Unlimited domestic lounge
- Low 2% forex markup
Cons
- No international lounge access
- Monthly capping on 5X accelerated rewards
- High income requirement for entry
Eligibility
- Net Annual Income >₹12 Lakhs
- Age 21–65 (Primary cardholder)
