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BOBCARD ETERNA
By BoB Card
4.3Editorial Rating
Joining Fee₹2,499 + GST
Annual Fee₹2,499 + GSTWaiver: Above 2.5L
Reward TypeRewardPoints
NetworkMastercard
⭐️
Base Reward Rate
0.75
⚡
Accelerated Reward Rate
3.75
Editorial Review
A high-reward lifestyle card focusing on dining, travel, and international savings with premium perks
Pros
High 3.75% value-back on key lifestyle categories
Unlimited domestic lounge
Low 2% forex markup
Cons
No international lounge access
Monthly capping on 5X accelerated rewards
High income requirement for entry
🛋️ Lounge Access
Unlimited complimentary domestic airport lounge access subject to ₹40,000 spend in the preceding quarter
Eligibility Criteria
Net Annual Income >₹12 Lakhs
Age 21–65 (Primary cardholder