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SwipeYield.in
AU Kosmo

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SwipeYield Review

A lifetime-free RuPay card (available as both virtual and physical) designed to turn your everyday UPI "Scan & Pay" merchant transactions into direct-to-bank cashback rewards.

Lifetime FreeCashbackAll CardsGrocery

AU Kosmo

By AU Small Finance Bank

4.0
SwipeYield Rating
Joining FeeLifetime Free
Annual FeeLifetime Free
🎁
Reward TypeCashback
🌐
NetworkRuPay

Rewards

Base

1.5% cashback on UPI Scans, 0.5% cashback on all in-store and online payments

Accelerated

2% Cashback on UPI Scans, 5% Cashback on over INR 1.5L Spend

Lounge Access

Complimentary lounge access with Kiwi Neon Membership

Pros

  • Add on cards offered
  • Available as both physical and digital card

Cons

  • Spend based lounge access

Eligibility

  • Self Employed: 25 years to 65 years
  • Salaried: 21 years to 60 years