SwipeYield Review
A precise milestone-driven card rewarding users who can optimize monthly transaction counts and volumes
LifestyleAll Cards
American Express Membership Rewards Credit Card (MRCC)
By American Express
4.0SwipeYield Rating
Joining Fee₹1,000 + GST
Annual Fee₹4,500 + GST
Fee Waiver:
100% above 1.5L and 50% above 90K
🎁
Reward TypeReward Points
🌐
NetworkAmex
Rewards
Base
0.4%
Accelerated
1,000 Bonus Points for 4 txns of ₹1,500+ and Additional 1,000 Points for ₹20,000 monthly spend
Lounge Access
✕
No lounge access with this card
Pros
- Points never expire
- Powerful monthly milestone system
- Access to high-value Gold Collection redemptions
Cons
- Lower merchant acceptance in tier-2/3 cities
- No lounge access
- High annual fee if spend threshold is missed
Eligibility
- Annual income >₹4.5 Lakh (Salaried) or >₹6 Lakh (Self-employed)
- Reside in specific Amex-serviced cities