SwipeYield Review
The YES Bank ACE is an entry-level rewards card that offers a modest value-back on online shopping and lifestyle perks like BOGO coffee, primarily serving as a gateway to higher earnings through paid annual subscription plans
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ACE
By Yes Bank
4.0SwipeYield Rating
Joining Fee₹499 + GST
Annual Fee₹499 + GST
Fee Waiver:
Annual fee reversed on spends of INR 50,000 within 12 months prior to the renewal.
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Reward TypeReward Points
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NetworkVisa, RuPay
Rewards
Base
1% Online, 0.5% Offline
Accelerated
2% Online & 1.5% Offline with Silver Subscription; 3% Online & 2.5% Offline with Gold Subscription;
Lounge Access
✕
No lounge access with this card
Pros
- Can be linked to UPI
- Low joining fee, which can be waived off with initial spend of Rs. 5000
- The reward rate can be made competitive by paying a little extra fee
Cons
- Low base reward rate (0.5%-1%) without silver or gold subscriptions
Eligibility
- Between 21 to 60 years of age.
- Salaried or self employed
- Minimum Net Salary of INR 25,000 per month or Income Tax Return of INR 7.5 lakhs and above.
- If you are already holding any YES BANK Credit Card, you are not eligible for this card.